WORK WITH ME
When buying a home, you face tough decisions. Deciding if you’re ready, and finding the perfect home can be hard. Getting a mortgage loan is complex. I’m here to help with each step of the process. I help to make buying a home easier, enjoyable, and less time-consuming. I’ll help you get prepared so you will demonstrate to sellers that you’re the preferred buyer. I’ll help you find properties that match your requirements and guide you through the purchase details.
Here’s what they had to say…
Fiona did an absolutely incredible job as my REALTOR®. I was trying to buy a new place and sell an old place at once, which was not an easy task. Fiona was on top of every detail and handled unexpected moves by from multiple people with ease. She was also very kind and patient with me, despite my fretting about the multiple transactions. She was also ready with great suggestions on people to paint, re-do floors, etc in the new place. I can’t recommend her highly enough, Fiona is a pleasure to work with!!
– Karin (Buyer)
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them, plus our network of professional contacts throughout the country.
Using my expertise and the latest tools, I'll pinpoint listings that match your criteria, ensuring each option aligns with your vision.
Let's visit the homes you're interested in, allowing you to explore each space, ask questions, and envision yourself living there. I'll provide up to to date information on properties sold in the neighborhood so you have some peace of mind when you take the next step.
Once you've found 'the one', I'll skillfully negotiate terms on your behalf, ensuring you get the best deal possible.
From inspections to paperwork, I'll guide you through the entire process, letting you know next steps and making sure everything is in order for a seamless transition into your new home.
Must-Have Guide!
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Going Above and Beyond
Want to learn more about buying real estate in San Diego California? Check out these articles and videos.
Generally, the loan process can take around 30 to 45 days, starting from the moment you’re pre-approved to the time you close on the property. It’s essential to work closely with your lender and provide all required documentation promptly to help ensure a smooth and timely loan approval.
Your affordability depends on factors like your income, credit score, down payment, and current mortgage rates. It’s essential to get pre-approved for a mortgage before house hunting. This way, you’ll have a clear understanding of your budget and can focus on homes within your price range.
Pre-qualification is an initial estimate based on your financial information, while pre-approval involves a comprehensive assessment by a lender. Pre-approval carries more weight and provides a specific loan amount you’re qualified for, giving you a stronger position when making offers.
The home-buying process involves several steps. We’ll start with finding the right home, making an offer, negotiating terms, and entering into a purchase agreement. From there, we’ll proceed with inspections, appraisal, and securing your mortgage. Finally, we’ll complete the closing process, transferring ownership to you.
There’s no doubt that buying a home is likely the largest financial transaction most people will ever make. We can guide you expertly past the hurdles involved with this process and negotiate the most favorable terms and price possible in current market conditions.